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• Call your loan servicer if you think you qualify for the Fannie Mae/Freddie Mac loan modification program. To qualify, you must be 90 days delinquent, verify your income and the value of the house, live in the house and have a loan of at least 90% of the home's value.
• If you don't qualify for the Fannie Mae/Freddie Mac plan, contact HOPE Now, an alliance of mortgage companies, for a custom workout. Go to www.hopenow.com or call 888-995-4673.
• If your loan is serviced or owned by Citigroup, go to www.mortgagehelp.citi.com or call 800-6678-4243.
• Other lenders that have announced foreclosure prevention measures in recent weeks include JPMorgan Chase & Co. and Bank of America Corp.